Good financial planning helps you make wise investment decisions, protects the wealth you generate during your lifetime and provides future security for your loved ones
Corporate Finance
We aim to assist with sources of funding and capital structure to ensure that you maximize the shareholder value. Whether your business requires extra funding or it has reached a point in its life cycle where listing becomes the next step, we will assist you every step of the way by ensuring that your needs and expectations are met. Our corporate finance services includes the following:Understanding the true value of your business is essential when planning for growth, succession, sale, acquisition or investment. Our experienced advisers provide independent, professional valuations based on a detailed analysis of your business, its financial performance, market position and future potential. Whether you need a valuation for strategic planning, shareholder matters or a potential transaction, we will help you make informed decisions with confidence.
Making the right business decision requires access to clear, accurate information. Our due diligence services help identify opportunities, risks and potential liabilities before a transaction takes place. Whether you are acquiring a business, seeking investment or entering a strategic partnership, we provide thorough financial and commercial reviews that support confident decision-making and help protect your interests throughout the process.
Taking a business to market can unlock new opportunities for growth, investment and long-term success. We work with business owners and management teams to assess readiness, prepare the necessary financial information and guide companies through the listing process. From initial planning through to completion, our specialists help ensure your business is positioned effectively to meet the expectations of investors and regulatory requirements.
Buying or selling a business is one of the most significant decisions an owner will make. Our advisers provide strategic guidance throughout the entire process, from identifying opportunities and valuing businesses to negotiating terms and completing transactions. Whether you are seeking growth through acquisition or planning an exit strategy, we help maximise value while delivering a smooth and efficient transaction process.
Access to the right funding can be critical to achieving your business objectives. Whether you are looking to support expansion, acquire assets, improve cash flow or finance an acquisition, we can help identify suitable debt and equity funding solutions. Working closely with a wide network of lenders and investors, we assist in securing funding structures that align with your business goals and long-term strategy.
Funding options for every stage of growth
Whether you're planning for growth, managing cash flow or investing in new equipment, finding the right funding can take time. Through our partnership with Swoop, you can explore loans, invoice and asset finance, tax funding, grants and equity investment from hundreds of providers in one place. You'll see funding options selected for your business, with our team and Swoop's funding experts on hand to guide you every step of the way.
Put your surplus cash to work
Many businesses hold more cash than they need day to day, often in accounts paying little or nothing. Through our partnership with Swoop, you can explore ways to earn a return on surplus cash, from business savings accounts to money market funds, while keeping it accessible when you need it.
Financial Services
Experience shows that over the long term you’re more likely to enjoy better returns from investments than you would from savings. However, striking the correct balance between risk and reward is key and, while choosing the amount and the manner in which you invest is entirely up to you, we can help you take steps to limit exposure to investment value fluctuations.
The right mortgage for you does exist and we’ll help you find it. Because we’re independent specialists, we’re completely free to select the very best products available on the market. Committed to selecting the right option from a bewildering range, our expert partners at Equity & General have arranged mortgages for thousands of satisfied clients for more than 20 years.
We’ll help you choose what’s best for you from the following options . . .
- The Interest Only Mortgage - repays the interest only and not the capital sum
- The Capital Plus Interest Mortgage - gradually repays the interest and the capital sum
- The Offset Mortgage - links savings and current accounts to offset the borrowing
- The Poor History or Credit Score Mortgage - limited optionnthat could be more expensive
Lenders offer a variety of interest rate options as part of their mortgage deals which include the following . . .
- Discounted Interest Rate
- Tracker Interest Rate
- Capped Interest Rate
- Capped & Collared Interest Rate
- Fixed Interest Rate
- Variable Interest Rate
We’ll help you release tax-free cash from your home without your having to sell or move out. The amount you can release is based on your age and the value of your home. You can receive your money as a single lump sum or a series of smaller sums and you may use the money in any way you like, including to help your children buy their own home, to deal with money worries, to pay off your own loans or just to have extra funds to enjoy in retirement.
Life changes when you retire and so does the way you use your money. Repaying a mortgage and commuting costs associated with work may be replaced by increased spending on leisure activity. It’s never too late to take steps to increase retirement savings. Whatever your plans may be, it’s important to think about the lifestyle you would prefer. If you already have a private or workplace pension, don’t worry, we’ll help you find an additional pension to supplement your retirement income.
Investing, building and securing your wealth for the benefit of your family can be complicated and unnecessarily costly, so planning for what will happen when you’re no longer here to secure their future and protect your wishes will require the help of experts. Welcome to our unique NextGen Intergenerational Wealth Management service from our partners at Equity & General that brings together all the necessary skills and experience under one independent roof. Fully authorised and regulated, we provide you with peace of mind as we work together to help secure your family’s financial future.
It may be unpleasant to contemplate your death and what happens afterwards but the careful planning of your financial and tax affairs means your loved ones are free to carry out your wishes and can be protected from the burden of Inheritance Tax. However, without good financial arrangements your family could find themselves having to pay substantial IT in the event of your premature death. Passing on assets tax efficiently to the next generation is a key objective for those who have spent a lifetime building wealth and we’re here to help you navigate the right path.
